NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS:
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers: Our consumer customers who have a continuing relationship by purchasing or holding financial products or services. We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.
Nonpublic personal information
means information about you that we collect in connection with providing a cash advance loan or other financial product or service to you . Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An
affiliate
is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A
nonaffiliated third party
is a person we do not employ or a company that is not an affiliate of ours. This is also known as simply an “other party.”
We collect non-public information about you from the following sources:
Information we receive from you on your payday advance loan application or other forms, such as your name, address, social security number, assets and income;
Information about your transactions with us, our affiliates, or others, such as your account history, your account balance, payment history, parties to transactions, and your reasons for doing business with us;
Information we receive from credit bureaus and consumer reporting agencies, such as your credit worthiness and credit history; and
Information we obtain to verify representations made by you, such as your employment history.
We do NOT disclose non-public information about you to any nonaffiliated third parties.
We restrict access to non-public personal information about you to those employees who need to know that information to provide payday cash advance products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.